Personal Tax

National insurance contributionsPersonal taxation

The Chancellor, as has become usual, announced the rates of the personal allowances applying from 6 April 2007, but left any announcement on tax bands and rates for the Budget.

2006/07

2007/08

£

£

Personal allowance (reduces taxable income)

Age under 65

5,035

5,225

Age 65-74

7,280

7,550

Age 75 and over

7,420

7,690

Married couple's allowance (reduces tax)

At least one spouse born before 6 April 1935 and elder spouse aged to 74

606.50

628.50

Elder spouse aged 75 and over

613.50

636.50

Minimum amount

235.00

244.00

Income limit for age-related allowances

20,100

20,900

(Ages are as at the end of the tax year)

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National insurance contributions

The Chancellor announced some small changes to the NIC thresholds and to the weekly “stamp” rates, to apply from 6 April 2007:

Class 1 (not contracted out)

Employer

Employee

Payable on weekly earnings of £100.01 - £670

12.8%

11%

Over £670

12.8%

1%

Men aged 65 and over, and women aged 60 and over

as above

Nil

Class 2 - flat rate, self-employed

£2.20 per week

Excepted if earnings less than

£4,635 per annum

Class 3 - voluntary

£7.80 per week

Class 4 - self-employed, on profits

£5,225 - £34, 840

8%

Excess over £34,840

1%

(exempt if state retirement age is reached by 6 April 2007)

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Tax return deadlines

In July 2006, the Government accepted Lord Carter’s revised recommendation for personal self assessment, so that the deadlines for filing 2008 returns will be 31 October 2008 for paper returns and 31 January 2009 for filing online.

Similarly, the deadlines for filing 2009 returns will be 31 October 2009 and 31 January 2010 respectively.

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